How Does a Full Reconveyance and Substitution of Trustee Work?

** Full Reconveyance and Substitution of Trustee in Changing Property Market ** How Does a Full Reconveyance and Substitution of Trustee Work? is a deed of trust transfer. This full reconveyance and substitution of trustee clears the old loan. It replaces the trustee with a new one when loans sell or refinance. ** This Process Moves Title Back to the Borrower. Once the loan ends, a release deed is recorded. Then a substitution swap updates the trustee name on file. Documentation must follow county rules for chain of title. Studies indicate clean title transfers reduce future lien disputes significantly. ** Borrowers often ask how long the swap takes. Typical turnaround ranges from weeks to months based on county pace. Another common question covers cost responsibilities for recording and legal review. Local rules and contract terms usually decide these fees.